With the beginning of transition, lenders had to learn to be concerned about the creditworthiness of borrowers.

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If you have not opened new credit accounts since your bankruptcy, lenders cannot accurately judge your creditworthiness.

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Where you fall within that range gives lenders an idea of how creditworthy you are.

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Do not lie about your job or income as this is easy to crosscheck for the lenders.

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But the risk of default grew when low interest rates cut bank revenue and prompted lenders to scramble for new customers.

但當?shù)屠蕼p少了銀行的收入并促進了供貨方搶奪新的顧客時，貨款拖欠的風險就加大了。

It is a breach of the Consumer Credit Act to increase the rate of interest on default of repayments, but some sub-prime lenders get round this legislation by imposing a discounted rate which simply reverts to a 'normal' rate on default.

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If you're unable to make payments, talk to your lenders about forbearance and deferment, which are good ways to help you postpone payments for 6 months to a year. Read the Smart Student Guide To Financial Aid for more information.

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He has borrowed from short-term, high-interest lenders and once worked as a deliveryman for a rent-to-own store in Atlanta that allowed buyers to pay for televisions over time but ended up charging much more than a conventional retailer.

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It has the largest percentage because lenders are more concerned on how timely and devotedly you pay your bills.

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Yet there are some lenders out there who offer a merchant account at no direct cost to business owners.

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